N. America › Canada

Moving to Canada: Culture, Economy, Healthcare and the Chinese Community

Toronto skyline and CN Tower seen across the lake
Toronto
Stone buildings on a street in Old Quebec
Quebec City
A serving of poutine in Montreal
Montreal
Pedestrians on a wet sloping street in Old Quebec
Quebec City

Photos: Adrian Yu / Unsplash · Pierre Jarry / Unsplash · Nathalia Segato / Unsplash · Guilhem Vellut from Annecy, France / Wikimedia Commons · Surinder Singh / Unsplash

Populationabout 41.8 millionStatistics Canada, July 2026
Chinese residentsabout 1.7 million Chinese Canadians, 4.7%2021 census
Cost / monthabout C$1,430/month for a single person excl. rentNumbeo, Oct 2026
Time zoneUTC−3:30 to UTC−8Toronto 13 h behind Beijing, 12 h in summer

Checked:

Quick facts Quick facts

Capital / main citiesOttawa
Official languageEnglish and French (mainly French in Quebec)
CurrencyCanadian dollar (CAD)
Power and plugsType A/B, 120 V / 60 Hz
Police / ambulance911
Entry with a Chinese passportOrdinary PRC passports need a visitor visa (TRV) and biometrics; eTA not available
Chinese embassyChinese Embassy in Ottawa, ca.china-embassy.gov.cn

Canada is one of the most popular countries for Chinese families to immigrate, study and buy property. Statistics Canada estimates the population at about 41.8 million on 1 July 2026. In the 2021 census about 1.7 million people reported being Chinese, 4.7% of the population, and more of them now report Mandarin as a mother tongue than Cantonese. Public healthcare, a relatively transparent points-based immigration system and official multiculturalism are Canada’s most often cited strengths.

Canada also has long winters, fairly high taxes, high house prices and rents, and professional qualifications that are hard to get recognised, and in the past two years the federal government has sharply cut the number of international students and temporary workers. This guide looks at culture, the economy, living costs, healthcare, the Chinese community, visa and residence routes and safety from the point of view of a Chinese citizen, with every figure sourced and dated.

Why choose Canada

41.8mPopulation (Statistics Canada, July 2026)
~1.7mChinese Canadians, 4.7% (2021 census)
C$1,7991-bed rent, city centre (Numbeo, Oct 2026)
1,095 daysPhysical presence in 5 years needed for citizenship

Canada is the world’s second-largest country by area, but most people live in the southern strip along the U.S. border. Toronto, Vancouver, Montreal and Calgary receive the most newcomers. Compared with the U.S., life is slower, the welfare system is more complete and gun control is strict. Compared with China, the biggest changes are slower services, queues to see specialists and winters that can stay below zero for months.

Canada is a federation. Immigration is run by the federal department IRCC, but each province has its own Provincial Nominee Program, and Quebec has its own selection system. Healthcare, education, driving licences and some taxes are also provincial, so the province you choose often decides both your immigration route and your way of life.

Many families compare Canada with the United States. The U.S. offers a higher income ceiling and more career opportunities but expensive healthcare and long green-card backlogs; in Canada incomes are tighter relative to house prices, but healthcare is public and immigration rules are more predictable. Compare the two in our guide to moving to the United States, or start from the North America overview.

Culture and etiquette

Canadians are generally polite and reserved and say “thank you” and “sorry” a lot. English and French are both official languages. Quebec is mainly French-speaking, and language policy there affects government services, the workplace and children’s schooling.

  • Tipping: restaurant tips are usually 15–20% of the pre-tax bill, similar to the U.S.
  • Multiculturalism: multiculturalism is national policy, and racial discrimination or harassment at work or in public can have legal consequences.
  • Appointments and queues: almost everything, from doctors to car repairs, needs an appointment.
  • Outdoor life: skiing, hiking, camping and hockey are how many locals socialise, and a good way into the community.

Economy and jobs

Canada’s economy is mainly service-based, with resources, energy, finance, real estate, tech and healthcare as major sectors. Toronto is the finance and tech hub, Vancouver is strong in trade, film and tech, and Calgary in energy. Numbeo’s crowd-sourced data put the average monthly net salary at about C$4,196 in October 2026.

The most common problem for newcomers is “no Canadian experience”. Many regulated professions, such as doctors, nurses, engineers, accountants and teachers, require credential assessment and exams by provincial regulators. Foreign nationals usually need a work permit: an employer-specific permit backed by a Labour Market Impact Assessment (LMIA), an LMIA-exempt permit, or a post-graduation work permit. For sectors and job hunting see our guide to working in Canada.

Before leaving, prepare notarised English translations of your degrees, transcripts and employment records. Many immigration programmes require an Educational Credential Assessment (ECA) from a designated organisation, so start early.

Cost of living

Living costs differ sharply between cities: rents are highest in Vancouver and Toronto and lower on the Prairies and in Atlantic Canada. Numbeo’s national averages are:

Monthly costs for a single person in Canada (CAD, national average)

1-bed flat rent (city centre)C$1,799
1-bed flat rent (outside centre)C$1,587
Other living costs (excl. rent)C$1,430
Utilities incl. heating (approx. 85 m²)C$210
Public transport monthly passC$104
Broadband internetC$84

Source: Numbeo, October 2026

On these figures, a single person renting a one-bedroom flat in an average city spends about C$3,200–3,500 a month, more in Vancouver or Toronto. Winter heating, winter tyres and car insurance are costs Chinese families often underestimate. For city comparisons see Cost of living in Canada.

Healthcare overview

Canada has public healthcare run by the provinces. Permanent residents and eligible work- or study-permit holders can apply for provincial health insurance; family-doctor visits and hospital stays are generally free at the point of use, but dental care, eye care and most outpatient prescription drugs are usually not covered and need employer top-up insurance or out-of-pocket payment.

  • Ontario: the province has removed the OHIP waiting period, but applicants must be physically present in Ontario for at least 153 of their first 183 days; work-permit holders generally must also work full time for an Ontario employer for at least six months.
  • Other provinces: eligibility and waiting periods vary (in British Columbia, for example, MSP cover starts only after the rest of the month you become a resident plus two months); check your province before you land and buy private insurance to cover any gap.
  • Waiting times: finding a family doctor, seeing a specialist or getting non-urgent surgery can take a long time, and waits of several hours in emergency departments are common.

For top-up health and other insurance see our guide to insurance in Canada.

The Chinese community

According to the 2021 census, 28.4% of the roughly 1.7 million Chinese Canadians were born in Canada. Among those born abroad, mainland China is the most common birthplace (47.8% of all Chinese Canadians), followed by Hong Kong (12.8%) and Taiwan (4.1%). For mother tongue, 41.8% reported Mandarin and 33.9% Cantonese. About half of Chinese immigrants arrived before 2000; recent arrivals are mostly from the mainland.

The largest communities are in Greater Toronto (Markham, Richmond Hill, Scarborough) and Greater Vancouver (Richmond, Burnaby), with sizeable communities in Calgary and Montreal. China has an embassy in Ottawa and consulates general in Toronto, Vancouver, Calgary and Montreal. Community centres, Chinese associations and Chinese schools help newcomers meet neighbours and learn local rules, but check with licensed professionals before signing contracts or investing.

Visa and residence routes at a glance

Holders of ordinary PRC passports need a temporary resident (visitor) visa for Canada and cannot use an Electronic Travel Authorization (eTA). The main routes are:

Route For whom Key points (2026)
Visitor visa Tourism, family visits, short business trips C$100 plus C$85 biometrics; can be issued for up to 10 years
Super visa Parents and grandparents of citizens or PRs Stays of up to 5 years at a time
Study permit Students C$150; from 1 Sept 2026 proof of C$23,448 a year for living costs (outside Quebec)
Work permit People with a sponsoring employer or an exemption C$155; usually needs an LMIA
Express Entry Skilled workers, Canadian Experience Class Invitations by ranking score; PR fees C$1,590 incl. right of PR fee
Provincial Nominee Programs Talent and graduates provinces need Criteria vary by province
Family sponsorship Spouses, children, parents Spousal sponsorship fees C$1,260
Start-up Visa Entrepreneurs Paused; no new applications after 30 June 2026

Canadian immigration policy has changed often in recent years: the federal government has reduced the number of international students and temporary foreign workers, and Express Entry increasingly invites candidates by occupation category. Check the IRCC website before you plan, and follow our news section. For the application process and documents see our Canada visa guide.

Safety

Canada is generally safe and gun control is strict. Some neighbourhoods of big cities have theft, robbery and drug problems, and car theft is common in some cities. Winter driving, summer wildfires and outdoor activities also carry risks.

Beware of phone scams by people posing as the Chinese embassy, Chinese police, IRCC or the Canada Revenue Agency. Any call asking you to transfer money or buy gift cards or bitcoin is a scam. In an emergency call 911; the Chinese Embassy in Canada’s consular protection line is +1-613-5621616, and the Chinese MFA global consular hotline is +86-10-12308.

On the leisure side, casinos, lotteries and online gambling are regulated separately by each province. Whether gambling is legal locally and what it means for Chinese citizens is covered in Canada gambling laws.

What to prepare before leaving China

  1. Check your passportA visitor visa cannot outlast your passport, so renew it before you apply
  2. Prepare notarised documentsBirth, marriage, degree and no-criminal-record certificates are often needed for immigration and work permits
  3. Plan how to move moneyIndividuals in China have an annual foreign-exchange quota equivalent to USD 50,000, see Personal foreign exchange and moving money out of China
  4. Open a bank account and apply for health coverAfter landing, open a bank account, get a Social Insurance Number (SIN) and apply for provincial health insurance; see Banking in Canada

Pros and challenges

Pros

  • Public healthcare covers basic care and hospital stays
  • Relatively transparent points-based immigration such as Express Entry
  • Mature Chinese community with widespread Mandarin services
  • Strict gun control and generally good safety

Challenges

  • Long, cold winters and short daylight in some regions
  • High house prices and rents in Vancouver and Toronto
  • Hard to get credentials recognised; newcomers often start lower
  • Long healthcare waits; tighter caps on study and work permits

FAQ

Is moving to Canada a good idea?

It suits families who value public healthcare, children’s education and stability. If you want high income and fast career growth, be ready for lower pay at first and higher taxes. Try spending a winter there first as a visitor or student.

What are the requirements to immigrate to Canada?

Skilled immigration mainly looks at age, education, language test scores and work experience, with invitations through Express Entry or a provincial nomination. Family sponsorship requires a Canadian citizen or permanent resident sponsor. The Start-up Visa is paused, and investor routes depend on provincial rules.

Can I keep Chinese nationality if I become Canadian?

No. Canada allows dual nationality, but under the PRC Nationality Law a Chinese national who settles abroad and voluntarily acquires foreign nationality automatically loses Chinese nationality. See Dual nationality and China’s Nationality Law.

How much does it cost to live in Canada per month?

About C$3,200–3,500 for a single person in an average city including rent, more in Vancouver and Toronto; families with a car should add insurance, fuel and winter maintenance.

Sources

  1. Statistics Canada – Population and demography (population estimate, 1 July 2026) (accessed October 2026)
  2. Statistics Canada – The Daily, 26 Oct 2022: The Canadian census, a rich portrait of the country’s religious and ethnocultural diversity (accessed October 2026)
  3. Numbeo – Cost of Living in Canada (October 2026) (accessed October 2026)
  4. Government of Ontario – Apply for OHIP and get a health card (accessed October 2026)
  5. IRCC – Apply for a visitor visa (accessed October 2026)
  6. IRCC – Fee list (accessed October 2026)
  7. IRCC – Study permit: proof of financial support (accessed October 2026)
  8. IRCC – Express Entry (accessed October 2026)
  9. IRCC – Start-up Visa Program (accessed October 2026)
  10. IRCC – Parent and grandparent super visa (accessed October 2026)
  11. IRCC – Canadian citizenship: who can apply (accessed October 2026)
  12. 中华人民共和国驻加拿大大使馆 (accessed October 2026)
  13. IRCC – Express Entry rounds of invitations (accessed October 2026)
  14. Government of British Columbia – MSP coverage wait period (accessed October 2026)

NewsCanada news

All news